Mr. Sandhu brings more than 15 years of experience advising credit businesses across the loan portfolio life cycle. His clients include banks, private credit funds, alternative asset managers, specialty lenders, and servicers across Europe, the Middle East, and Asia. Mr. Sandhu runs competitive loan portfolio sales for banks and other lenders, from preparation through to closing. On the buy side, he provides credit due diligence, valuation, and cash flow modeling, including for multijurisdiction bank acquisitions.

Credit secondaries are a core focus. Having executed secondary loan trades for banks throughout his career, Mr. Sandhu applies that experience to limited partner–led and general partner–led liquidity solutions for private credit funds and their investors. On capital and funding, he helps lenders assess portfolio risk, optimize risk-weighted assets, and strengthen their funding mix. For credit servicers, he advises on strategy, transactions, and operational performance.

Mr. Sandhu has advised on more than €150 billion in portfolio and secondary transactions. His experience covers performing, subperforming, and nonperforming credit across commercial and residential real estate, asset finance, infrastructure, renewables, small and medium-sized enterprise and corporate lending, aviation, shipping, and consumer finance.

Prior to joining A&M, Mr. Sandhu was an Assistant Director at a Big Four accountancy firm, specializing in portfolio advisory. Previously, he worked at a UK-focused investment bank, advising listed clients in the building, construction, and real estate sectors on equity and M&A transactions.

Mr. Sandhu earned a bachelor’s degree (first class) in accounting and finance from the London School of Economics. He is a Chartered Financial Analyst (CFA) charterholder and a Fellow of the Institute of Chartered Accountants in England and Wales (FCA).