Pablo Sainz de los Terreros

Managing Director
20+ years of experience in banking and consulting ​​​​​​​
Focuses on innovation, IT strategy and disruptive technologies
Madrid
@alvarezmarsal
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Pablo Sainz de los Terreros is a Managing Director with Alvarez & Marsal Financial Industry Advisory Services in Madrid. He brings more than twenty years of international experience in the banking and consulting industries.

Mr. Sainz de los Terreros focuses on innovation, IT strategy and disruptive technologies. He helps clients realize value through rethinking the IT landscape and leveraging new technologies to disrupt traditional business models. Mr. Sainz de los Terreros has worked with clients across various industries, including retail and corporate banking, capital markets, insurance and utilities.

Prior to joining A&M, Mr. Sainz de los Terreros led EY’s Digital Emerging Technology Financial Services Consulting Practice for Spain and was Head of Blockchain for Europe, the Middle East, India and Africa, managing opportunities and helping C-level executives enhance and achieve value.

Previously, Mr Sainz de los Terreros held executive roles in technology and consulting companies. He led the Digital & IT Strategy consulting practice for DXC Iberia, created the global Digital Customer Offering for Accenture Interactive and assisted the IoT Telefonica Global Unit as Product Director.

Mr. Sainz de los Terreros earned a master’s degree in civil engineering from Madrid Polytechnic University and an Executive MBA in Digital Business from IE Business School, Madrid. A Spanish national, he is fluent in English.

Insights By This Professional

The rise of cryptocurrency as an asset class has brought increased attention from financial institutions, not only driven by the size of the opportunity, but also due to the presence of players aiming to benefit from the lack of specialized knowledge of traditional finance players in the emerging blockchain space.
Traditional Finance can attempt to capture market share based on three levers their crypto counterparts do not possess.
A&M’s Asset and Wealth Management Services team evaluates the fast-developing asset class presenting investors with a new risk/return dynamic.
Latest insights The latest insights from Pablo Sainz de los Terreros's team
Thought Leadership
In the rapidly evolving landscape of the banking sector, digital transformation has become a pivotal focus. As banks continue to invest in optimizing their digital strategies, the question arises: how much more do bank business models need to adapt?