March 5, 2025

U.S. EXCESS AND SURPLUS MARKET

In the first of a 3-part article series on the topic of “Insights for an Evolving Market”, the Financial Services Industry Group's Insurance sector looks at the excess and surplus market in the U.S.

The P&C insurance market has been showing solid premium growth, with almost a 10%1 growth rate in 2023 and through the first half of 2024. Personal lines, constituting around half of the total P&C market, are expected to continue to drive P&C market growth with the ongoing momentum coming from personal auto and property lines.

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